Terms of Service

Effective Date: December 12, 2024

1. Definitions

"Platform" means the GuardMoney website and related services.

"User" refers to any individual or business using the Platform.

"Buyer" is the User who initiates a payment agreement.

"Seller" is the User who accepts the Buyer's agreement.

"Agreement" means the contract created between a Buyer and Seller.

"We," "Us," "Our" refers to GuardMoney.

2. Acceptance of Terms

By using GuardMoney, you agree to these Terms. If you do not agree, please do not use the Platform.

3. Eligibility & Verification

Users must be 18+ and residents of India, with legal capacity to act. We require basic identity/phone verification for all accounts.

4. Our Role

GuardMoney provides a platform to set up and manage contract-based payments. We do not guarantee services, nor do we hold or transfer your funds directly.

5. Agreement Management

Buyers and Sellers enter Agreements with defined terms. Buyers pay via our payment partner, and Sellers receive payout upon mutual completion.

6. Fees & Charges

  • Buyer Fee: 1% of Agreement value
  • Seller Fee: 1% of Agreement value
  • Payment partner charges apply as per their policy

Fees are deducted automatically at the time of transaction initiation and are non-refundable except as stated.

7. Cancellations & Refunds

- Buyers may cancel before a Seller accepts, for a full refund (minus partner charges).
- Once accepted, cancellation is possible only by mutual agreement and any refund will follow that agreement and may include fees.

8. Limitation of Liability

8.1 Liability: Our liability is limited to platform fees paid.

8.2 No Indirect Loss: We’re not liable for indirect or special damages.

9. Prohibited Activities

  • Fraudulent Agreements
  • Illegal Activities
  • Misuse of fee structure
  • Harassing other Users

10. Account Suspension

We may suspend or close accounts for violations or risk.

11. Governing Law

Terms governed by Indian law;

12. Updates to Terms

We may update these Terms; major changes will be communicated 30 days in advance.

13. Contact Us

Questions? Email us at support@guardmoney.in